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SS
SSASocial Security Administration
VA
VADept. of Veterans Affairs
CM
CMSCenters for Medicare & Medicaid
SN
SNAPSupplemental Nutrition Assistance
AA
AAAArea Agencies on Aging
SS
SSDISocial Security Disability
HU
HUDHousing & Urban Development
CH
CHIPChildren's Health Insurance Program
SS
SSASocial Security Administration
VA
VADept. of Veterans Affairs
CM
CMSCenters for Medicare & Medicaid
SN
SNAPSupplemental Nutrition Assistance
AA
AAAArea Agencies on Aging
SS
SSDISocial Security Disability
HU
HUDHousing & Urban Development
CH
CHIPChildren's Health Insurance Program
Kitchen table scattered with benefit statements, coffee mug, reading glasses on denial letter
Federal & State Benefits Navigation

Your family qualified for $41,200 last year.
You claimed $6,800.

SNAP recertifications. Medicaid spend-downs. SSDI appeals. VA pension aid.We open the thick manila folder and show you exactly what they owe you.

Over $2.4M recovered for families since 2019

Real Families. Real Recoveries.

Every denial letter is a negotiation waiting to happen.

Names changed. Dollar amounts are exact. These are the cases that keep us at the desk past midnight.

Elderly woman reviewing documents at kitchen table with family member helping
Food Assistance
Resolved in
14 days
SNAP Recertification
Dorothy Harrington, 74 · Columbus, Ohio
Dorothy's SNAP benefits were cut after she missed the recertification window during her hip surgery recovery.
1
Crisis identified
Daughter called after 3 weeks of no benefits and a pending termination notice.
2
Documentation gathered
Medical records from OhioHealth pulled to establish good-cause exception for missed deadline.
3
Appeal filed
Good-cause exception appeal submitted within 48 hours — hearing scheduled for Day 12.
4
Benefits restored
Full reinstatement with back-pay covering the 3-week gap. Recertification locked for 24 months.
Recovered
$4,320
Annual SNAP benefits restored + $340 back-pay

I didn't know there was such a thing as a "good-cause exception." They knew exactly which form to file.

Linda Harrington, Dorothy's daughter

Senior couple reviewing financial documents with a caring advisor at a table
Medicaid · Long-Term Care
Resolved in
61 days
Medicaid Spend-Down
Margaret & Robert Calloway · Baton Rouge, Louisiana
Margaret's assisted-living bill hit $7,400/month and Medicaid said she had too many assets to qualify.
1
Asset audit conducted
Reviewed $280,000 in assets — identified $195,000 exempt under Louisiana's community spouse rules.
2
Spend-down strategy built
Structured prepaid funeral contracts, home repairs, and caregiver agreements to reduce countable assets legally.
3
Application submitted
Full Medicaid application filed with 47-page documentation package. Zero items missing on first submission.
4
Approval received
Medicaid approved Day 61. Retroactive coverage applied to Day 1 of application — no gap in coverage.
Recovered
$88,800
First year of assisted-living costs covered by Medicaid

The caseworker told us it was impossible. Advocate found $195,000 in exemptions nobody mentioned.

James Calloway, son

Veteran widow reviewing official VA correspondence documents at a desk
VA Benefits · Aid & Attendance
Resolved in
11 months (3rd attempt)
VA Aid & Attendance
Adaeze Okafor, 71 · Fayetteville, North Carolina
Sergeant First Class (Ret.) Walter Okafor's widow, Adaeze, was denied VA Pension Aid & Attendance twice — eleven months of silence from the regional office.
1
Two prior denials reviewed
Both denials cited incomplete unreimbursed medical expenses. Neither denial letter explained what "unreimbursed" required.
2
Medical expense rebuild
Reconstructed 3 years of out-of-pocket costs: prescriptions, home health aide, podiatry, vision. Total: $34,700.
3
Third application filed
Submitted with VA Form 21-2680 signed by attending physician and 89-page expense documentation binder.
4
Decision reversed
VA granted Aid & Attendance at the maximum rate. Retroactive payment issued for 11 months of prior denial period.
Recovered
$31,752
Annual benefit + $15,876 retroactive back-pay for 11 months

After two denials I thought we'd exhausted every option. Advocate found $34,700 in expenses the VA hadn't seen.

Adaeze Okafor

Three families. $124,872 recovered.

Now find out what your family is leaving on the table.

Results & Credentials

The numbers that matter to families like yours.

$2.4M+
Benefits recovered since 2019
340+
Families served across 28 states
94%
First-application approval rate
18 days
Average time to first benefit

I spent four months calling the VA hotline and getting nowhere. Advocate filed one document I'd never heard of and two weeks later my mother-in-law had her first check.

Renata Kowalski
Veteran's Spouse Caregiver · Pennsylvania
VA Aid & Attendance
$22,464/yr

Our county's social worker referred us when Dad's SSDI appeal hit the 18-month mark. Advocate had the hearing prep done in three weeks. We won.

Marcus Delgado
Adult Child, Family Caregiver · Texas
SSDI Appeal
$19,800/yr

I'm a caseworker and I refer families here when the case is beyond our office capacity. Every single referral has come back with benefits secured. Every one.

Patricia Osei-Bonsu
Senior Benefits Specialist · Cuyahoga County, Ohio
Complex Multi-Program
14 for 14 referrals
Credentials & Affiliations

Qualified to navigate every program we touch.

Accredited Benefits Counselor (ABC)
VA Accredited Claims Agent
Medicaid Planning Certificate — NAELA
Member, National Academy of Elder Law Attorneys
SSA Appointed Representative
Free Benefits Screener

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Question 1 of 5

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